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A Second Home
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Choosing a Place for Your Vacation or Retirement Home
Perhaps it is time to do more than think about buying a vacation home or that special place for
retirement. The best place to begin is your finances. Are your goals in line with what you can afford? Talking to an
experienced mortgage lender is a great place to start. You will be surprised how many ways there are to reach your objectives,
not to mention possible tax benefits. Once you have your finances secured, the fun begins. Here are a few questions to start
you thinking and don't forget to contact me. I would be happy to help you through the process and make your dream of owning
a vacation or retirement home a reality.
Do you want to be in a secluded
area or close to amenities you may want (golf course or lake) or may need (market or hospital)?
Do you want public utilities? Some people want to "rough it" until the septic system
backs up or there's no cell phone coverage. Your rustic vacation home could give you the "feel" of being close
to nature without sacrificing some "creature comforts."
Do
you need or want to use your computer while on vacation? Finishing that report may be a lot more pleasant while sitting on
your deck listening to the birds or watching the deer on their morning walk.
How important is security to you? Do you prefer living in a gated area with 24-hour security?
Are there reliable maintenance services and quality builders nearby (if you plan to build
or renovate a home) as well as shopping, restaurants, and other attractions?
How large a vacation home do you need? Really need? Many people are thinking about downsizing, energy efficiency
and even building or buying "green" these days.
How close
do you want to be to family and friends?
Do you want a flexible
floor plan that can change with your long-term needs or unexpected circumstances. There is no need to stop enjoying life because
life throws you, or someone else in your family, a curve you didn't expect.

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| Marina Slips at Treasure Lake |

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| Clay Tennis Courts with View of Lake |

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| Day at the Beach |